“Cashback rewards and credit card points are just corporate psychological manipulation”
Agree
- Encourages unnecessary spending to earn rewards
- Points systems designed to confuse value
- Companies wouldn't offer if we benefited
- Gamification exploits behavioral weaknesses
Disagree
- Free money if you pay off monthly
- Smart users genuinely benefit from system
- Rewards offset unavoidable necessary purchases
- Personal responsibility matters more than system
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